After suffering harm in a vehicle collision, you may be unsure of how to proceed. You may be able to recover some of your financial losses through your insurance, but that rarely covers all your damages.
Another option is to file a civil claim against the negligent party. A well-practiced injury attorney could help you with filing a car accident case in Murfreesboro and determine whether you are being offered a fair settlement for your losses.
Difference Between Filing a Claim, a Case, and an Action
It is important to understand the difference between filing a claim, a case, or an action. While they are very similar, each has a unique aspect that separates it.
A claim can be either an action or a case or it can just be an insurance claim. In other words, filing an insurance claim means the claimant is seeking to take legal action against the defendant, but is looking to negotiate with them before a lawsuit is actually filed. This is how many car accident cases are handled.
However, sometimes the plaintiff’s attorney and the insurance company do not see eye to eye. In these instances, a claimant is going to need to file a case for damages. Filing a case or an action means that they are in a legal lawsuit. It is advisable to speak with a well-practiced car wreck attorney before filing a case in Murfreesboro to determine if there is a better course of action.
What is the Filing Process for an Auto Wreck in Murfreesboro?
The process of filing a car accident claim in Murfreesboro involves gathering all of the evidence that they want to present at trial. An experienced attorney could then put that in a professional demand and send it to the insurance company. A lawyer and the claimant could then present to the insurance company a nice offer for them to resolve at pursuit.
Generally, an insurance company will negotiate with the claimant about what they believe the case is worth. The two parties must then negotiate until they reach a settlement, otherwise the plaintiff’s attorney may recommend they take the case to trial.
Do Negotiations Continue After a Case is Filed?
Negotiations are an ongoing process. When someone files an action they do not forego the right to negotiate outside of court. Generally, it is a common practice for people to negotiate outside of court. In fact, the claimant and defendant often negotiate all the way up until the eve of the jury verdict. There are always negotiations going on back and forth as the case evolves.
Speak to a Murfreesboro Attorney About Filing a Car Accident Case
Before filing a car accident case in Murfreesboro, consider speaking with an experienced legal professional. A trustworthy lawyer could review your case and ensure you do not settle for an award that does not properly compensate your losses. An attorney could also help guide you through the filing process and gather important evidence necessary to prove defendant fault. To learn more about how an attorney could help, call today.